Ride to Rider Financing Program

If you find a buyer who needs financing, we can help. Through the Rider-To-Rider Financing Program. It helps potential Harley-Davidson® riders get the Harley they want through a loan from HD®FS. It's not just about financing, it's about helping you make the sale. 

All we want is the chance to help another rider swing a leg over a Harley of their own and help do everything we can to make their Harley riding experience exactly what they want.

Have more questions? Contact Us now!

Through the Harley-Davidson® Rider-to-Rider Financing Program®, financing is available to qualified individuals who are buying a used motorcycle from a private party. Rest assured Harley-Davidson® experts are involved in your sale.

Benefits for the Buyer

  • Competitive financing rates and terms available.
  • All buyers considered.
  • Ability to include additional Harley-Davidson® branded products and services (Harley-Davidson® Extended Service Plan, Parts & Accessories, Harley-Davidson® MotorClothes) only available at New River Harley-Davidson® to the amount financed.
  • Opportunity to have the bike inspected and receive a maintenance check prior to purchase.

 

What do you need to do as the Buyer?

 

  1. Complete the ESB Online Credit Application or stop by Harley-Davidson of Lynchburg®.
  2. Once the credit application has been approved, the dealership will visually inspect the motorcycle, verify all paperwork is completed correctly, and ensure (if applicable) all warranties are properly transferred.
  3. To complete the sale you need to provide:
    • Valid state or federal government photo identification
    • Proof of physical damage insurance ( Harley-Davidson of Lynchburg® can help you acquire insurance if needed)
    • Down payment via cash, check, or credit card
  4. You may also need to provide:
    • Proof of income (e.g. W2 or current paycheck stub)
    • Proof of residence (e.g. utility bill, mortgage loan statement) 

Benefits for the Seller

  • Expand the pool of potential buyers for your motorcycle by offering them a financing option to help complete the sale.
  • Let Harley-Davidson of Lynchburg® quickly and easily handle the processing of all paperwork (e.g. title transfer, bill of sale, loan contract, etc.) and applicable warranties, plus assist you with your current loan payoff (if applicable).

 

What do you need to do as the Seller?

 

  1. Call Harley-Davidson of Lynchburg® to discuss how the H-D® Rider-to-Rider Financing Program can help you.
  2. Let your buyer know that competitive financing rates and terms are available to them through Harley-Davidson of Lynchburg®.
  3. Recommend your buyer complete the Online Credit Application.
  4. Bring the motorcycle being sold to Harley-Davidson of Lynchburg® along with your valid identification, title, and/or current loan information. (If you have a joint loan account both account holders must be present or a notarized release from parties not present providing permission to sell must be presented at time of transaction).
  5. Once your buyer's credit application has been approved, the dealership will visually inspect the motorcycle, verify all paperwork is completed correctly, and ensure (if applicable) all warranties are properly transferred.
  6. Confirm delivery of the bike to your buyer.
  7. Receive a check from Harley-Davidson of Lynchburg® for the sale of your motorcycle.